Letter: Blame the banks, not the SBA

I would like to propose an adjustment on the political cartoon by John Cole in the May 2 Salt Lake Tribune.The adjustment would be to change the referee from the Small Business Administration to banks.The banks are the institutions that first receive the loan applications, approve the applications and then forward the applications to the SBA for their approval. The SBA doesn't have the money to directly give to the applicants. It goes through the banks.As a retired SBA employee, I am sure some o