Julie Jason: Should you prepare for the bear?

More people are worried about the market than a month ago, according to recent report (Oct. 1, 2015) by Spectrem Group.Last month, 27 percent of affluent people surveyed responded that "market conditions" were the most serious threat to achieving their household's financial goals at this time. That's up from 17 percent three months ago, when this question was last asked. Who are the affluent? Households with $500,000 net worth, excluding their homes.Millionaires are usually more "upbeat," accord