This map shows the geography of debt in Utah

Utah's share of debt in collections is lower than the national average, except when it comes to nonwhite residents.
A new report from the Urban Institute broke down the country's past-due debt by state, city and county levels.
The report identified debt in collections as "past-due credit lines that have been closed and charged-off on their books as well as unpaid bills reported to the credit bureaus that the creditor is attempting to collect," according to the report, which collected data "deriv