Millennial Money: Smart moves when cash is tighter than time

Many people have more time than money this summer, which offers a great opportunity to make some money moves that are free. The goal is to create a personalized money to-do list, with both quick-and-simple tasks and more-involved ones. For example, it’s an ideal time to set financial goals, examine spending habits and make plans to pay off debt. And it’s a time to learn about unfamiliar and often-confusing money topics, such as credit and investing. And don’t forget to examine