BBB on Homes: Get started on finances in the new year

If you are planning to purchase a home in the next year, it is important to assess your financial picture and make improvements, if necessary.
Having a high debt-to-income ratio or a low credit score can impact whether you are approved for a home loan or not; however, potential home buyers can start by taking basic steps to improve their situations.
Total American household debt is only rising, so if you are in debt, you’re not alone.
For consumers hoping to make a major purchase, such as