Ask George and Chuck: Reader should reconsider before deeding half of property to boyfriend

Q: I'm buying a new house. I qualified for the loan, but my boyfriend (we have been engaged for three years) put up half the down payment. Now that I've closed, I want to deed half of the property to him. How do I do this?
A: In our humble opinion, don't. Transferring title to him probably violates a provision in your mortgage. It also vests him with real property rights that may be very contentious should your three-year engagement hits the rocks. Could he not qualify for the loan? Then you hav