How to dig out from December’s debt

By Bev O’Shea, The Associated Press
The start of the new year feels like a financial clean slate — right up until your credit card bills arrive.
It’s easy to forget about the entertainment and travel you enjoyed, the food and drink you consumed or the store card you applied for at the cash register. But bills jog your memory. And they may mean you’re going to have to make some changes to pay up.
So what now? We asked some personal finance bloggers how they manage to keep