What to do with unwanted gift cards

Gift cards are a popular present at the holidays — the National Retail Federation says more than half of consumers plan to give one this year.But they aren’t always wanted — indeed, research organization CEB TowerGroup estimates that $1 billion of the $130 billion spent on gift cards last year went unused.It could be that the gift card is for a retailer or other business the recipient doesn’t like. Or they simply don’t have access to the restaurant or movie theater