How your drug plan co-pay can cost you money

So-called pharmacy benefit managers are supposed to work on behalf of their customers by negotiating lower prices for medications. Yet one industry practice is raising questions about whether consumers are getting a raw deal in the process. Alleged “clawbacks” occur when consumers fill a prescription and hand the pharmacist their co-pay, which usually range from $10 to $20. When the medication is a generic or low-cost drug that costs less than that co-pay, the patient may not receive