Americans are getting socked with record-high ATM fees

Getting cash from an ATM isn't always a convenience, at least when it comes to its cost.ATM fees reached yet another record high -- for the 11th consecutive year -- with the average total cost of an out-of-network withdrawal reaching $4.69, an increase of 2.6 percent from a year earlier, according to a new study from Bankrate. That fee is the combined amount charged by the out-of-network ATM's owner and your own bank.Thanks to the annual hikes, ATM fees have surged more than 55 percent over the