What you need to know about gift cards

BUFFALO, N.Y. (WIVB) — Gift cards are one of the most popular presents to give and receive, but there are some things to keep in mind before and after you buy them.
State Comptroller Thomas DiNapoli says you should treat a gift card just like cash — not a coupon or a discount.
If you lose it, in most cases, it is gone.
In New York, the issuer cannot hit you with service charges or maintenance fees for two years. It expires in five years, unless the card specifically gives you mo