Taking advantage of post holiday deals

Some shoppers were out today excited about the sales, others came out just to use a gift card and make returns, but most were over the holiday rush. Katy Hudson, the president of Consumer Credit Counseling Service said, "now is the time to start making a plan and really think about getting out of debt. Set a budget, take a good hard look at your income and your expenses and look into the future. Start looking towards next Christmas. Now would be a really great time for people to start set