RUSS ALLRED: Money isn't just money -- it's time

A tenant applied to live in a newly constructed apartment. The landlord denied the application because the tenant was habitually late paying rent in his current apartment. The tenant was irritated because he had always paid a $25 late fee, and thought that was ample compensation for a few days' wait. The landlord explained that it costs $200 in time every time he has to make an additional deposit. The