That ‘not-at-fault’ collision could still hike your premium

Were you recently rear-ended at a red light by a driver who was texting? If so, you probably got a double dose of bad luck, according to a just-published study by the Consumer Federation of America (CFA).
It showed that drivers in major cities nationwide end up paying more — as much as $400 in Queens, New York — when they apply for insurance after they’ve suffered a fender-bender, even if it’s the other motorist’s fault. And that’s in addition to the alre