Will new granny flat laws ruin nice neighborhoods?

What’s up with mortgage rates? Jeff Lazerson of MortgageGrader.com gives us his take.
Rate news summary
From Freddie Mac’s weekly survey: The 30-year fixed-rate averaged 3.73%, unchanged from last week. The 15-year fixed-rate averaged 3.19%, also unchanged from last week.
The Mortgage Bankers Association reported a 5% decrease in loan application volume from the previous week.
Bottom line: Assuming a borrower gets the average 30-year fixed rate on a 2020 conforming $510,400 loan, las