Will changes at Fannie Mae, Freddie Mac mean higher mortgage rates?

By Peter G. Miller, Bankrate
Since 2008, the federal government has taken more than $100 billion from Freddie Mac and Fannie Mae, the government-sponsored enterprises, or GSEs, that buy most mortgages in the U.S. and package them for sale to investors.
That money came from mortgage borrowers, but no one ever got a direct bill. Instead, the fees were buried in mortgage interest rates, rates that might increase significantly as Washington wrestles with the question of what to do with Fannie Mae, F