Want a cure for housing shortage? Bring back savings and loans

Maybe California’s housing shortage needs a dose of good ol’ savings and loans.
In all the debate about what might fix the imbalance between the state’s housing supply and demand, little has been said about the availability of real estate lenders who know a thing or two about California. In today’s world of practically standardized, automated loan approvals made by lenders with national brands, quirks of California’s consumers or builders can get lost in the rush to