Sure as the sun rises, one day your California town will be on fire. Get insurance-lots of it

Lloyd Dillion, 63, looks at the wreckage of his home standing next to his fallen metal giraffe on Mocha Lane in Santa Rosa on October 18, 2017. Lloyd Dillion, 63, looks at the wreckage of his home standing next to his fallen metal giraffe on Mocha Lane in Santa Rosa on October 18, 2017.