Planning for 2019: Got debt? Put it on the goodbye list

The end of 2018 is quickly approaching. If you have not begun to think about your finances for 2019, take a bit of time before the end of the year to plan for next year. Even if you’re retired or on track to retire as planned, it is always a good idea to review the following:
Short- and long-term goals
Are your 2019 goals obtainable without incurring additional credit card debt? Come up with a realistic plan to accomplish these goals within your budget.
A budget is a personal plan to