How self-employed borrowers can get the best rates

What’s up with mortgage rates? Jeff Lazerson of Mortgage Grader in Laguna Niguel gives us his take.
Rate news summary
From Freddie Mac’s weekly survey: Average rates are on the verge of breaking the 4.5 percent barrier. The 30-year fixed averaged 4.46 percent, up 3 basis points from last week and just 4 basis points shy of 4.5 percent. It’s the ninth week in a row of rising rates.
The 15-year fixed averaged 3.94 percent, up 4 basis points in a week to the highest rate in almost