HOA Homefront: When fines are not fine (enough)

Q: Am I correct in my thinking that our board can set up a fine schedule without the vote of the membership? — A.P., Newhall.
A: Associations, before imposing a disciplinary fine, must have a “schedule of fines” in writing, as required by Civil Code 5850. Boards can only impose fines that are listed in the schedule of fines, under Civil Code 5850(c). The fine schedule must be one of the disclosures included in the annual policy statement (see Civil Code 5310 for the full l