Does ‘business interruption insurance’ apply in a COVID-19 pandemic?

In March and April, as businesses were suddenly forced to close due to the COVID-19 pandemic, many business owners asked whether there was insurance coverage for the losses caused by the shutdown.
Specifically, business owners asked whether “business interruption” and “civil authority” coverages typically found in Commercial General Liability policies potentially covered the staggering losses associated with the shutdowns.
Business interruption coverage covers lost profit