5 buy now, pay later headaches to avoid this holiday season

(NerdWallet) - Shoppers filling their carts this holiday season will likely have the option to “buy now, pay later” at checkout.Known as BNPL for short, these payment plans break up your purchase into smaller, equal installments, often for zero interest and no fees if you pay on time.If you’re looking to stretch your gifting dollars further, BNPL can seem like the obvious choice. But it’s still debt, and it comes with risks.Here are five common issues you may encounter wi