Should you choose a high-deductible health plan? What to know about the pros and cons

Should you choose a high-deductible health plan? What to know about the pros and cons With the enhanced Affordable Care Act (ACA) premium tax credits set to expire soon, many people could see their marketplace plan premiums rise in 2026. As a result, some may consider switching to a high-deductible health plan (HDHP) to keep monthly costs manageable. An HDHP keeps your monthly premiums low while...