IDG Contributor Network: A roadmap forward for payments

Convenient occasionally
On my way into the office every day, I like to pick up a Starbucks coffee and sometimes even a treat. Usually, I have my smart phone in my hand and for this reason, frequently use Apple Pay. It is an advantage to not find my wallet in my back pack and then dig for my credit card. With this said, my wife doesn’t use Apple Pay, and I don’t use Apple Pay for very many of my purchases. And I never use Apple Pay for my online purchases.The reason is that I do not