How to protect yourself from ATM crime

The ATM card is dead. Or is it?
Starting Monday, all 13,000 Wells Fargo ATMs will enable you to withdraw money without using your card, according to Jonathan Velline, head of Wells Fargo ATM and branch strategy.
It works like this: Open the Wells Fargo app on your phone. Tap a button in the app for a temporary eight-digit code. Then enter the code, followed by your PIN, to access your account.
Wells Fargo is the first major U.S. bank to offer app-based access to all of its ATMs.
Citigroup, Chas