Chip-and-PIN adoption still slow

Supposedly, credit card transactions in the U.S. were going to become considerably more secure by last Oct. 1 – the deadline for merchants and card-issuing banks to be ready to process so-called “chip-and-PIN” cards instead of the legacy “swipe-and-signature” kind.
Some of them are – estimates of the percentage of merchants now equipped with the new terminals range from 17 percent to 37 percent. But even the high estimate isn’t what most people wou