Biden announces new policy efforts aimed at black voters

As part of the wide-ranging plans, the former vice president pledged to open a new Public Credit Reporting Agency that could compete with Equifax Inc, Experian Plc and TransUnion and, according to the campaign, minimize racial disparities in lending."Today's credit reports, which are issued by just three large private companies, are rife with problems: they often contain errors, they leave many 'credit invisible' due to the sources used to generate a credit score, and they contribute to racial d