You can save $1,650 over the next decade by making this change to your coffee order

For years, coffee drinkers have been warned that a daily latte could wreak havoc on their long-term finances — the so-called “latte factor.” But maybe they should really be worried about that morning mocha instead.A mocha drink — that sweet sip that features espresso or coffee, milk and chocolate — is the most expensive of the standard coffee beverages sold at coffee shops, cafes and restaurants, according to a new report from Square, a dining-industry technology pl