When Should You Take Social Security?

After years of paying into Social Security, those nearing retirement have some choices to make about when they should begin withdrawing their benefits.To receive full benefits, those born from 1943 to 1954 can take retirement at age is 66.According to Drew Horter, president and chief investment strategist at Cincinnati, Ohio-based Horter Investment Management, as much as 90 percent of people don't maximize their Social Security benefits.