Retreating crude, Apple drag Wall St lower

Wall Street was lower on Wednesday as Brent crude slid back towards the 11-year low it hit last week and Apple weighed on all three major indexes. "Traders are ready to tie a bow on 2015 very happily, because it was one of those years when most asset classes didn't work," said Jeff Kravetz, regional investment director at U.S. Bank Wealth Management in Phoenix, Arizona. At 12:33 p.m. ET (1533 GMT), the Dow Jones industrial average was down 51.98 points, or 0.29 percent, at 17,669, the S&P 50