NerdWallet: Paycheck advance apps: the risks—and costs—can be high

Thisis reprinted by permission from .  When Conner Smith saw an Instagram ad in early 2021 from the mobile app EarnIn offering to let him access up to $100 from his paycheck before payday, he thought it would be a convenient way to pay for a night out. About a year and a half later, the Georgia resident says, he was in a “vicious cycle”…
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