Encore: Requiring workers take retirement withdrawals at 70½ could help them use their 401(k) balances efficiently

In a recent meeting I attended, participants were bemoaning the fact that people are reluctant to withdraw their 401(k) accumulations. Much emphasis was placed on the word “decumulation,” which apparently has negative connotations. The answer apparently is to replace the word “decumulation” with “spending.”  Read: New rules mean required…
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