Financiers, Heal Thyselves

Memorandum
To: Jeffrey Bezos, chief executive, Amazon.com Inc.; Warren Buffett, chief executive, Berkshire Hathaway Inc.; James Dimon, chief executive, JPMorgan Chase & Co.
From: individual investors everywhere
We were excited by the news this week that your three firms are forming “an independent company that is free from profit-making incentives and constraints” to provide consumers “with simplified, high-quality and transparent” services “at a reasonable cost