New banking app will let users pay before they even get a plastic card

Australia is slowly going cashless, but is it also ready to go "cardless"?
An app to be released later this year by the National Australia Bank (NAB) will allow newly approved Visa credit cards to be used through the app before a plastic card even arrives. For payments under A$100, customers will be able to make contactless mobile transactions without ever having a card in their wallet.
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"NAB is absolutely focussed on improv