How to hide the Samsung Galaxy S10’s hole-punch camera cutout

By now you may have noticed that the new Samsung Galaxy S10s have a new “hole-punch” design on the front-facing camera that allows for thinner bezels along the top of the screen. Samsung went with this design to avoid the generally disliked notch; the S10E and S10 have a circle hole punch, while the S10 Plus has a longer cutout to accommodate the dual lens selfie camera.
But while this does add more screen real estate for those devices, some might find the hole punch a bit annoying