4 ways to save without your savings account

A saving strategy that doesn’t feature a savings account might seem counterintuitive, like trying to get in shape without a gym membership. But you don’t need elaborate equipment to break a sweat, and you don’t have to depend on your savings account to boost your nest egg.
With low interest rates, you won’t see significant growth in your account, so the following strategies could prove to be much more effective.
1. Use certificates of deposit to set aside cash
The benefit