Solo saving: tips from a twentysomething on living within a budget

Berkshire-based Ruth Young bought her first property in 2018 in her mid-20s. Here, she shares how she stays on top of money, the mortgage and managing billsRuth Young, 26, is a marketing manager in Newbury, Berkshire. She bought her first home, a two-bedroom apartment at Newbury racecourse, through the national shared ownership scheme just over a year ago.I have a relaxed, yet healthy, approach to money. I know when to treat myself and when to be more frivolous, but I also know what I can afford