Does the help-to-buy scheme really offer the best rates?

I’ve offered my daughter a loan but she thinks the government scheme will be a better bet
Q My daughter is a first-time buyer and wants to use the government’s help-to-buy scheme even though I have offered to give her £50,000 as a deposit on a £200,000 house. She thinks rates are better with help to buy. Is this true? MSA No – quite the reverse judging by the mortgage lenders I’ve looked at. Continue reading...