Is Ripple (XRP) the Liquid alternative of Tether or USDC?

Ripple (XRP) prices slide 1.7 percent
The rollout of xCurrent 4.0 is an opportunity for banks to upgrade and even adopt xRapidThat the World Bank and the IMF have Ripple Inc in their reports is bullish. At the core, Ripple Inc is introducing speed, efficiency and cost savings in the fund remittance sector searching for alternatives. Even so, the unregulated nature of XRP is slowing down adoption as prices range within a 4 cents zone.
Ripple (XRP) Price Analysis
Fundamentals
For the extended con