More than a third of holiday shoppers' will spend less this year than in 2023

Americans are already thinking about the holidays and how they intend spend money this year, and for many it means spending less, according to Bankrate.In a recently-published survey of 2,300 U.S. adults, Bankrate said it found 33% of holiday shoppers reported they planned to not spend as much this year as 2023. Consumer caution around spending and credit cards could be driving that, according to H Squared Research chief research officer Hitha Herzog."There’s a real convergence of sho