Apple Pay Later launch delayed, perhaps into 2023

Apple Pay Later is aptly names as the U.S.-first launch looks to be delayed, perhaps into next year, with “spring” as the likely launch date.
Apple Pay Later will allow users to split the cost of an Apple Pay purchase into four equal payments spread over six weeks.
Mark Gurman for Bloomberg News:iOS 16 was released on Sept. 12, and Apple Pay Later was a no-show… [Apple] added the following message to the bottom of the iOS 16 website:Coming in a future update for qualifying app