28-07-2026 08:04 via belfasttelegraph.co.uk

Busting the biggest mortgage myths: Do you really need a massive deposit?

Buying a home is one of the biggest financial decisions you’ll ever make—but thanks to social media, online forums and well-meaning advice from friends and family, it can also feel like one of the most confusing. Do you really need a 20% deposit? Is one missed payment enough to ruin your chances? Should you wait for interest rates to fall before buying? Cathy is joined by Ann Marie Rollo, Mortgage advisor with Mortgage IQ, to bust the biggest mortgage myths.
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