Eye-watering debt financing and micro lending

Thanks to online banking, it's rare that I ever need to go into a high street bank these days, but this week I found myself patiently queuing at a counter clutching a cheque (don't see many of those anymore either). Said cheque was made out to me, but had a chunk of my surname missing, so I needed to speak to a real person to find out if I could pay it in."Since it's for such a small amount, it will probably be fine," the cashier assured me.I winced a bit. I'm not yet sufficiently wealthy to co