Advanced safety features can drop car insurance premiums by 10% — but they make repairs much more expensive

The Nissan Ariya Concept car as visualized with the next generation of its driver-assist system, ProPilot.
Nissan
Most cars made today are equipped with some degree of advanced driver-assistance system, or ADAS.
Though ADAS-equipped cars are safer than ever, the sensors they use make them more expensive to repair when they crash.
But because ADAS technologies can significantly reduce claims rates, car insurance companies are willing to offer discounts of about 10% off premiums from a "typical s