A top financial adviser explains why he thinks annuities are a raw deal

With more than 30 years of experience in the financial industry, Ric Edelman has heard and seen it all, and there's one topic he's sick of: annuities.
"Annuity products are a very common sales pitch because they generate big commissions for the guys who sell them to you, but they're not in your best interest at all," said Edelman, founder and executive chairman of Edelman Financial Services, one of the nation's leading financial advising firms, and author of the new book "The Truth About Your Fu