A single mom's ACA premium jumped from $3 to $164. Now she's skipping her medications.

Natalie Richards, 37, is struggling to afford health insurance without ACA subsidies.Photo Courtesy Natalie RichardsNatalie Richards, 37, can no longer afford her ACA marketplace health insurance.Millions of Americans are being priced out of coverage in 2026 because enhanced subsidies lapsed.Richards can no longer afford her medications and is likely to become uninsured.Natalie Richards is overwhelmed.Her monthly health insurance premium jumped from $3 to $164 a month in January, a cost too high