Does Apple plan an Apple Pay surprise as Tap to Pay hits beta?

Apple has played yet another hand as it continues to become even more relevant to business, introducing APIs in its latest beta to support the ‘Tap To Pay’ feature that turns iPhones (XR/XS or later) into payment card readers.Tap to Pay on iPhone is now in beta testing
Following weeks of speculation, the company confirmed its plan to let businesses use their iPhones to accept payments in early February. The idea behind this is that merchants can use their iPhone to accept