Will specialist insurance soothe your spills, bills and bellyaches?

From emptying a cup of tea on your new sofa to pranging a hire car or losing your keys, there are policies that cover a range of specific incidentsIf you’re splashing out on a sofa or holiday, you’re more thanlikely to be offered the chance to insure your purchase against disaster. Accidents happen, and you may be tempted to pay a little more to make sure that a spilled cup of tea doesn’t lead to grumbles over your new buy becoming a write-off. But before you sign up to a specialist insura