The truth about no-claims discounts

Drivers are fearful of losing their no-claims bonus and some even pay to protect it, but the NCD is useful only in the early yearsThe no-claims discount (NCD)has been a feature of car insurance for a long time, encouraging people to drive safely by rewarding them with lower premiums on renewal. But the benefits of hanging on to this feature of your policy may not be as worthwhile as you think.Put simply, these discounts are aimed at rewarding motorists for incident-free driving by slashing premi